Raychel Frayn Baikan – Public Mutual Unit Trust & PRS Consultant

Start growing your wealth with unit trusts — from as little as RM100.

I’m Raychel Frayn Baikan, a unit trust consultant with Public Mutual, Malaysia’s largest private unit trust company and Private Retirement Scheme (PRS) provider. I help individuals and families choose funds that fit their goals, whether that’s saving for retirement, your children’s education, or simply making your money work harder than a savings account.

Ways to invest:
• EPF Account 1 (cashless) – put part of your EPF savings to work without using cash
• Cash investment – from RM1,000
• Direct Debit Authorisation (DDA) – automatic monthly investing from RM100
• Private Retirement Scheme (PRS) – build extra retirement savings, with eligible tax relief

What I can help with:
• Choosing funds that match your risk level and timeline
• Retirement planning and PRS
• Opening an account and setting up monthly DDA
• Regular portfolio reviews

Public Mutual manages a wide range of unit trust, wholesale and PRS funds, so there’s an option for most budgets and goals.

📱 WhatsApp me at 014-351 0729 for a free, no-obligation chat about your goals.

Unit trust investments carry risk. Past performance does not guarantee future returns. Please read the Product Highlights Sheet and prospectus before investing.